Pay anyone, anywhere, instantly

Dots Pay is the all-in-one payout engine for marketplaces, gig platforms, creator tools, and SaaS companies that move money across borders every day.

Global payouts
Payor
Dots API Dots API
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)

See how Dots Pay works

The payout engine modern finance teams trust

Payment Methods

Let your global payees get paid in minutes, their way.

  • 190+ countries and 135 currencies supported out of the box.
  • 300+ rails, from bank transfers, PayPal, Venmo, RTP, UPI, PIX, SEPA Instant, checks, and even stablecoins.
  • Real-time payouts so funds arrive in seconds, not days.
See our coverage map
Global payouts

Payout Links

Payout Links so you can pay your recipients in a click.

  1. Generate a payout link through the dashboard, API, or CSV upload, customized with your personal branding. All you need is the amount you want to send.
  2. Send it to your recipient however you prefer: email, SMS, WhatsApp, or paste into Slack.
  3. Recipient claims the link and chooses which payout rail they want to withdraw to. Dots collects W-9/W-8BEN if needed and runs instant KYC behind the scenes.
  4. Branded emails, webhook events, and a tracking page keep everyone — from your team to your application to the recipient — updated.

Use Payout Links for loyalty rewards, contractor invoices, live-stream payouts, creator royalties, and more.

Learn about Payout Links
Claim the Payout Link

Customizable Process

Choose the payout process that fits your needs.

  • Dashboard send for one-offs & urgent payments: type an amount, press Send.
  • CSV upload for weekly or monthly batch runs: drag, drop, done.
  • Payouts API: integrate with the Dots API so payouts are automatically sent when certain conditions are met.
  • Branded payout links that let recipients self-serve: perfect for one-time gigs, rewards, and live-stream tips.
Create batch payouts via dashboard or API

Put your payout flow on autopilot

Capture & verify your recipients' details

  • Hosted or embedded flows (or Payout Links) gather bank info, wallets, and ID in seconds.
  • IBAN, routing, and crypto addresses are auto-validated to stop failures up front.
Learn more
Payee onboarding for payouts

Route & pay people instantly

  • Trigger the payment and your recipients in 190+ countries get paid via local bank, mobile money, PayPal, Venmo, RTP, UPI, PIX, and more.
  • Dots Pay communicates with recipients via white-labeled emails and notifications and provides a self-serve portal for recipients to track payout status and directly contact Dots Support — let us handle your payouts-related support queue, with dedicated 24/7 support.
Customer support and payee experience interface

Reconcile, report and file automatically

  • Every payment, return, and fee posts to syncs to your preferred ERP.
  • One-click exports give you audit-ready 1099 summaries at tax time.
  • Automatically file state and federal 1099s and other tax forms with the IRS.
Learn more
Tax compliance documents and forms

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner profile picture

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson profile picture

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard profile picture

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu profile picture

Sabah Drabu

Co-founder, CookinGenie

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink profile picture

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid profile picture

Zach Schmid

Head of Operations, TeachMe.To

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner profile picture

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson profile picture

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard profile picture

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu profile picture

Sabah Drabu

Co-founder, CookinGenie

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink profile picture

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid profile picture

Zach Schmid

Head of Operations, TeachMe.To

FAQs

A payouts platform that's self-explanatory. But just in case.