Global Freelancer Payouts & Tax Compliance — All in One Place

Q: How fast do freelancers and gig workers get paid through Dots?

Most freelancers receive their payouts instantly through real-time rails like RTP, FedNow, UPI, PIX, and SEPA Instant, or via PayPal, Venmo, or Cash App. For traditional bank transfers, funds typically arrive within 1-2 business days, and all cross-border payments are routed for fastest-available settlement automatically. Check the coverage map for global rail availability.

Q: What information do contractors need to onboard?

Freelancers complete onboarding in minutes through a secure, mobile-first flow. Dots collects tax forms (W-9 or W-8BEN), and bank details with the option to collect ID verification and background checks. Explore Dots Onboard for contractor workflows.

Q: Can earners choose how they get paid?

Yes - Dots gives each freelancer access to 300+ payment rails in 150+ currencies. They can select instant bank transfers, mobile wallets, cards, or local methods like M-PESA or Bacs. Each payout includes real-time tracking and notifications to reduce “Where’s my money?” tickets.

Q: Does Dots support international freelancer payments?

Absolutely. Dots enables instant international payouts to freelancers in 190+ countries, with built-in FX conversion and local compliance handled automatically. You can manage global operations from one dashboard - no new bank accounts or local entities required. International payments overview.

Q: How does Dots handle 1099s and other tax filings?

Dots automates tax compliance for every freelancer. We verify TINs with the IRS, store W-9 and W-8BEN forms, and generate and e-file 1099s at year-end - all linked to payout records. Everything stays audit-ready and exportable. Learn more about Dots Tax.

Q: Can we keep payouts on-brand for our platform?

Yes - Dots offers a fully white-labeled experience from onboarding to payout notifications. Freelancers see your logo, brand colors, and emails - not ours - while Dots handles compliance, routing, and real-time support behind the scenes.

Q: How does Dots connect with our back office and accounting tools?

Dots integrates directly with QuickBooks and custom ERPs. You can push data through our REST API or webhooks, automatically syncing payouts, taxes, and fees to your ledgers - no double entry required.

Q: How does Dots protect freelancer data and ensure compliance?

Dots is SOC 2 ® Type II-certified and uses end-to-end encryption and bank-grade tokenization for every payout. Role-based permissions keep sensitive information isolated, and continuous monitoring helps prevent unauthorized access or data leaks.

Q: What support do operators and freelancers receive?

Dots provides 24/7 support for both platform operators and freelancers. Our team handles payout, onboarding, and tax-form questions directly, reducing your internal support load by up to 90%. Operators focus on scaling - we handle the rest.

Onboard, pay, and stay compliant in 190+ countries and 150+ currencies without jumping between tools. Dots moves money to freelancers and experts worldwide, with 0 manual work from your end.

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$1bn+ volume

1m+ Payees using Dots

190+ Countries supported

How Your Current Freelancer Payout System is Hurting Your Growth

The Old Way

Manual W-9 collection

Chasing freelancers to onboard

Limited payout options

Slow money movement

Hidden FX fees

Tax compliance headaches

The Dots Way

Automated hands-free onboarding

Global payout rails

Instant money movement

Transparent fees

Tax compliance in minutes

Dots: Payouts & Compliance in One Seamless Workflow

Onboarding

Frictionless Global Onboarding

Collect addresses, IDs, bank details, and W-9/W-8BEN data in minutes
Global payout method information collection and secure storage
24/7 Dots support and texts/emails on payment status means fewer support tickets for you.

Payout

Pay Anyone, Anywhere

Send funds to 190+ regions in 150+ currencies via bank transfer, PayPal, Venmo, or virtual accounts, no extra integrations from your side.
Batch, or approve payouts through custom workflows.
Real-time audit trail shows every status update and return reason.

Tax Compliance

Tax Season on Autopilot

Automated W-9 and W-8BEN collection, tax records for every expert, updated with every payout.
Withholding baked in.
One-click 1099 generation and direct IRS e-filing.

Stop juggling payout tools and tax trackers.

Switch to Dots and turn freelancer payments into an easy flow.

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We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu

Co-founder, CookinGenie

Hear it from them, not us.

Dots pays out 100,000s of users every week.

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid

Head of Operations, TeachMe.To

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.