Global Money Movement with our Unified Payouts API

Q: How quickly can I integrate the Dots Payouts API?

Most teams ship a working integration in under a day. Our simple REST APIs come with sample code, sandbox access, and step-by-step docs. Whether you're paying 10 users or 10 000, you can go from test to live payouts in hours - not sprints.

Q: Does the Dots API support webhooks and real-time status updates?

Yes - every payout event and user update triggers real-time webhooks. You can register multiple endpoints and filter events per environment. This keeps your ops, finance, and accounting teams perfectly in sync.

Q: What sandbox and testing tools are available?

Dots provides a full-featured sandbox that mirrors production behavior. You can simulate payment methods, trigger success or failure states, test KYC flows, and validate your integration - no real money moved. Perfect for QA and compliance sign-off before go-live.

Q: How secure is the Payouts API?

All communication uses TLS 1.3 encryption with rotating API keys. We are SOC 2 Type II certified, maintain audit logs for every request, and store sensitive data in a PCI-compliant vault. You get enterprise-grade security baked into every call. Learn more about Dots security safeguards.

Q: Can Dots handle complex payout flows like revenue splits or holds?

Absolutely. Our ledger system supports multi-party splits, rolling reserves, clawbacks, and tiered hold periods - all configurable via API. Each transaction is traceable with immutable audit logs, so your finance team always has clear records.

Pay your recipients with Dots' end-to-end Payouts API, from onboarding and compliance to payments and tax reporting.

Schedule Demo

Try it out

curl -X POST https://api.dots.dev/v2/users \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "first_name": "Jane",
    "last_name": "Doe",
    "email": "jane.doe@example.com",
    "phone_number": "+14155551234",
    "date_of_birth": "1990-01-15"
  }'

Payouts that scale with your growth

As your business expands, so does the complexity of getting everyone paid. Dots slots into your existing stack to automate and simplify every payout workflow. Unlock global coverage, lower operating costs, and new payment rails through a single, developer-friendly API.

Hundreds of payout methods with one integration

Add new payout methods without touching legacy bank code.
Our unified API abstracts away the complexity of multiple payment providers. Support new rails without any changes on your end.
Payout out to ACH, RTP, FedNow, PayPal, Venmo, wallets, international payout methods, out of the box and more under one API.
Dots handles failures, retries, and returned payments automatically across 150+ currencies and 190+ countries.

Complex flow of funds made simple

Write your own rules for holds, clawbacks, and rolling reserves

Set up complex multi-party splits, marketplace fees, and revenue sharing arrangements. Handle refunds, chargebacks, and adjustments programmatically. Every transaction is traceable with immutable audit logs.

Real-time webhooks keep your ops and accounting perfectly in sync. Build sophisticated payment flows with our flexible rules engine.

Configure custom hold periods, implement tiered reserve requirements, and automate clawback processes based on your business logic. Our ledger system tracks every cent with audit-ready precision.

Batch at scale

Send thousands of payouts with a single API call or CSV upload. Process massive batch operations without breaking a sweat.

Create batch payouts via dashboard or API

Built-in trust & compliance

Real-time TIN matching prevents tax issues before they happen. Automatic W-9 and W-8 collection, 1099 generation, and withholding calculations. We handle the complexity of global tax compliance so you can focus on growing your business.

Automated OFAC screening, identity verification, and tax form collection keep you compliant with US and international regulations.

PCI-compliant vault stores sensitive data. Stay compliant without the compliance headaches.

From no-code to fully native - pick your integration depth

No-Code Dashboard

Get started today with our no-code dashboard to make payouts to your users. Perfect for teams that need to start sending payments immediately.

One-Line Embed

Add one line of code to your application and let Dots handle your payouts off-platform. Your users get a seamless experience without leaving your site.

Drop-in Components

Embed payouts into your platform through our customizable iFrames. Match your brand colors, fonts, and styling while we handle the secure payment flow.

White-Labeled Wallets

Implement a fully native experience & ledger in mere minutes with Dots' unified ledger and API. Build a complete financial ecosystem within your platform.

70% faster payout cycles

Accelerate your payment operations with instant processing, smart routing, and automated workflows that eliminate manual bottlenecks.

90% fewer support tickets

Self-service payout management, real-time status tracking, and proactive error handling keep your users informed and your support team focused.

100× scale without adding headcount

Handle millions of payouts with the same team. Our automation, bulk processing, and intelligent workflows grow with your business.

Ready to ship payouts your users will love?

Schedule a Free Demo

FAQs

A payouts platform that's self-explanatory. But just in case.

How quickly can I integrate the Dots Payouts API?

Does the Dots API support webhooks and real-time status updates?

What sandbox and testing tools are available?

How secure is the Payouts API?

Can Dots handle complex payout flows like revenue splits or holds?