Automate every mass payout run without adding headcount

Give payees ACH, RTP, SEPA, wire, wallet, and mobile money options without stitching together banks or providers. Dots manages currency conversion, local cutoffs, and market disclosures across 190+ countries so every payout feels native.

• Localized rails cover instant, same-day, and scheduled settlement windows.
• Automatic FX quotes lock in predictable amounts for payors and recipients, and you can deepen coverage with our international payments suite.
• Recipient updates translate to local formats and expectations.

Launch thousands of payouts from a CSV upload, API call, or scheduled workflow. Automated routing chooses the fastest rail to stay inside instant or same-day settlement windows.

• Bulk validation catches missing or invalid data before funds move.
• Real-time dashboards surface exceptions, retries, and approvals in one place.
• Webhooks stream statuses back into your CRM, ERP, or support tooling.

Bake KYC, KYB, sanctions screening, and watchlist checks into every payout flow. Dots collects tax forms, validates identities, and issues 1099s, W-9s, and W-8BENs on schedule.

• Adaptive verification adjusts questions by entity type and geography.
• OFAC sanctions screening on every recipient
• Real-time fraud and behavior monitoring

Stream every payout, reversal, and fee straight into QuickBooks or other accounting software. Dots maps entities, classes, and departments automatically so reconciliations close themselves.

• Pre-built connectors sync payouts, adjustments, and fees in real time.
• Rules engine assigns accounting dimensions based on your logic.
• Exception reports surface mismatches so finance reviews instead of rekeying.