Instant Gig Worker Payouts & 1099 Compliance Platform

Q: How fast do gig workers get paid through Dots?

Gig workers can get paid instantly after completing a task via RTP, FedNow, PayPal, Cash App, Venmo, UPI, PIX, SEPA Instant, and other real-time rails. Dots automatically routes every payout through the fastest and most cost-effective option, so global gig payouts land in minutes, not days. See the full rail list on the coverage map.

Q: How can Dots help us onboard and verify workers faster?

Workers can self-onboard in minutes through a branded, mobile-first flow. Dots collects KYC, tax, and payment details securely, runs instant identity and sanctions checks when needed, and verifies TINs with the IRS - no manual steps required. You stay compliant without slowing down activation or delaying first payouts. Explore Dots Onboard for gig flows.

Q: Can earners choose how they get paid?

Yes - Dots supports 300+ global payment rails in 150+ currencies, so gig workers can choose the method that fits their life: bank transfers, PayPal, Venmo, mobile wallets, or local instant rails like M-PESA (Kenya) or UPI (India). Preferences are saved automatically, reducing support tickets and churn.

Q: How does Dots handle large-scale or global payouts?

Dots manages payouts across 190+ countries with built-in FX conversion and regulatory compliance. Whether you're paying couriers in the US or delivery partners abroad, all transactions stay synced and auditable in one dashboard.

Q: How does Dots simplify 1099s and tax compliance for gig platforms?

Dots automates tax compliance end-to-end: we verify TINs, collect W-9/W-8BENs digitally, and auto-generate and e-file 1099s for each worker at year-end. Every payout is tied to the correct tax record for instant reconciliation. Read more about Dots Tax for gig-specific workflows.

Q: Can payouts be branded to our platform?

Absolutely. Dots offers a white-label payout experience, so all emails, dashboards, and payout links use your logo and domain. Workers feel like they're being paid directly by your platform, not a third-party processor.

Q: How does Dots integrate with our existing back office?

Dots integrates with QuickBooks and major ERPs, or directly via REST API and webhooks. All payouts, reversals, and fees sync automatically into your accounting and tax systems.

Q: How does Dots keep worker and platform data secure?

Dots is SOC 2 Type II certified and uses 256-bit encryption and tokenization to secure every transaction. Access controls ensure only authorized team members see sensitive data, and every action is logged for compliance audits.

Q: What kind of support does Dots provide for gig platforms and earners?

Dots provides 24/7 global support for both platform operators and earners. We handle payout issues, onboarding questions, and tax form requests - cutting your internal ticket volume by up to 90%.

Pay contractors, couriers, and creators in minutes, via 300+ rails and 150+ currencies, while Dots automates onboarding, TIN verification, and year-end tax filing.

Give operators real-time visibility into onboarding, payouts, and tax filings so teams can scale coverage without adding headcount.

Schedule Demo

"Switching to Dots cut our driver payout time from days to minutes. Support questions dropped off a cliff, and 1099 season basically runs itself."

Table22 delivers restaurant subscription boxes nationwide. Before Dots, the team paid drivers manually from a bank portal and juggled endless onboarding and bookkeeping tasks, which took 20 hours each week. Today, drivers pick their favorite rail, funds land instantly, and compliance happens behind the scenes. Result: a 45% growth rate in drivers, 20% growth in new restaurants onboarded and hours spent on growth vs manual work.

Daniel Willson

Director of Logistics Ops & Strategy, Table22

$1bn+ volume

1m+ Payees using Dots

190+ Countries supported

Dots: Payouts & Compliance in One Seamless Workflow

Onboard & Verify

Collect compliance-critical details without slowing activation

Collect KYC, bank, and tax info in minutes
Real-time checks against global watchlists and sanctions databases
Verify TIN instantly with the IRS

Pay Their Way

Deliver fast payouts across every rail workers prefer

One API call reaches 150+ currencies and every major rail from UPI, SEPA, ACH, RTP, FedNow, Venmo, PayPal, Cash App, to mobile money, and more
Live status updates keep workers informed and support tickets down

Automate Taxes & Reporting

Keep compliance files tied to every payout automatically

1099s generated and e-filed on schedule, tied to every payment record
Exports plug straight into your accounting stack for instant reconciliation

Ready to see payouts disappear from your to-do list?

Schedule a Free Demo

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu

Co-founder, CookinGenie

Hear it from them, not us.

Dots pays out 100,000s of users every week.

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid

Head of Operations, TeachMe.To

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.