$1bn+ volume
1m+ Payees using Dots
190+ Countries supported
Payor
Dots API Dots API
PayPal PayPal
Venmo (US) Venmo (US)
ACH (US) ACH (US)
Cash App (US) Cash App (US)
RTP (US) RTP (US)
USDC (Global) USDC (Global)
USDT (Global) USDT (Global)
Interac (Canada) Interac (Canada)
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)
PayPal PayPal
Venmo (US) Venmo (US)
ACH (US) ACH (US)
Cash App (US) Cash App (US)
RTP (US) RTP (US)
USDC (Global) USDC (Global)
USDT (Global) USDT (Global)
Interac (Canada) Interac (Canada)
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)
PayPal PayPal
Venmo (US) Venmo (US)
ACH (US) ACH (US)
Cash App (US) Cash App (US)
RTP (US) RTP (US)
USDC (Global) USDC (Global)
USDT (Global) USDT (Global)
Interac (Canada) Interac (Canada)
UPI (India) UPI (India)
bKash (Bangladesh) bKash (Bangladesh)
GoPay (Indonesia) GoPay (Indonesia)
FPS (Hong Kong) FPS (Hong Kong)
DuitNow (Malaysia) DuitNow (Malaysia)
GCash (Philippines) GCash (Philippines)
GrabPay (Indonesia, Philippines) GrabPay (Indonesia, Philippines)
Shopee Pay (Singapore) Shopee Pay (Singapore)
PayNow (Singapore) PayNow (Singapore)

End-to-end payouts platform that's easy to integrate and customize.

Dots Onboard

Fully white-labeled UI that can screen payees against sanctions lists, verify identity, and collect payout information.

Dots Tax

Detect when tax information needs to be collected, then collect and validate it. File tax forms in the US and Canada.

Dots Payouts

Meet our all-in-one, customizable, API-first platform.

Pay & track payments globally, all in one place.

One place to track all of your payouts, whether you're wiring funds to Tanzania or sending funds via GPay to the Philippines. Let Dots handle currency conversion on the fly seamlessly.

Dots supports over 190+ countries with local payment methods including bank transfers, mobile money, and digital wallets. Our intelligent routing automatically selects the fastest and most cost-effective payment rail for each transaction.

Real-time exchange rates and transparent fees ensure you always know exactly what you're paying. Track every payment with detailed reporting and analytics to understand your global payout operations.

Learn more
Global payouts transactions dashboard

Modern, easy to use UI with built-in customer support.

Dots' UI has been battle tested and optimized to improve payee conversion. Backed by our 24/7 global support we take care of managing payouts, so you don't have to.

Replace hours of manual recipient onboarding with a 5-minute, fully white-labeled flow.

  • Identity verification across 190+ countries & territories
  • Sanctions & watchlist checks (OFAC) in real time
  • Bank details & payout preferences collected and validated instantly where possible
  • Flagging of suspicious accounts before payments go out (optional)
  • Branded UI means recipients see your platform, not ours

Result: Platforms reduce onboarding drop-off by 20-40% while cutting compliance errors to near zero.

Learn more
Customer support and payee experience interface

When tax season comes around, you'll be prepared.

Dots will automatically collect and verify the necessary information as payees withdraw funds, balancing user experience with compliance. During tax season, file 1099s with the click of a button.

Stop chasing recipients for forms and dealing with year-end chaos.

  • Automatic detection of required tax forms by country + recipient type
  • Collection + validation of W-9s, W-8BENs, T4As, and more
  • Built-in filing in the US & Canada
  • Recipient self-serve portal for uploads, edits, and downloads
  • Deduplication of data ensures one profile per recipient — no duplicates
  • Result: Dots customers cut tax season support tickets by 70% and reduce filing errors.
Learn more
Tax compliance documents and forms

Seamlessly embed Dots into your product.

Choose the perfect level of white labeling for your needs.

  • No-Code Dashboard
    • Get started today with our no-code dashboard to make payouts to your users.
  • One-Line Embed
    • Add one line of code to your application and let Dots handle your payouts off-platform.
  • Drop-in Components
    • Embed payouts into your platform through our customizable iFrames.
  • White-Labeled Wallets
    • Implement a fully native experience & ledger in mere minutes with Dots' unified ledger and API.
White label integration examples

Why our customers love us

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner profile picture

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson profile picture

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard profile picture

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu profile picture

Sabah Drabu

Co-founder, CookinGenie

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink profile picture

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid profile picture

Zach Schmid

Head of Operations, TeachMe.To

We love Dots so much we're trying to add it to more stuff! They're incredibly responsive and add requested features quickly.

Brett Kushner profile picture

Brett Kushner

COO, Don't Tell Comedy

Dots for us has been phenomenal. I had to dedicate at least three to 6 hours a week just to process the day to day payments to drivers. After implementing Dots, it's a 1 hour a week thing.

Daniel Willson profile picture

Daniel Willson

Director of Operations, Table22

Dots integration has increased our creator signup conversion rate by 31% for a few reasons. Being able to onboard users after their first payment was just game changing for us.

Clayton Rannard profile picture

Clayton Rannard

Co-founder, Collabstr

Dots frees us to focus on people — coaching chefs on menu creativity instead of chasing payments and bank cutoffs.

Sabah Drabu profile picture

Sabah Drabu

Co-founder, CookinGenie

Dots has proven an invaluable partner in fraud prevention. Dots Control has given us a more universal picture of each recipient and allows us to operationalize more quality control restrictions procedures.

Amanda Brink profile picture

Amanda Brink

Executive Director, Empower Project

With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth.

Zach Schmid profile picture

Zach Schmid

Head of Operations, TeachMe.To

It's not even competition

Features
Dots logo Dots
Stripe logo Stripe
Trolley logo Trolley
Tipalti logo Tipalti
Customizable Onboarding
ID Verification & Background Checks
Partially Supported
Tax Compliance
Instant Payouts
Additional
RTP/FedNow
Venmo, PayPal and CashApp
Additional
Global Bank Transfers
Global Wallet Payouts
Fraud Monitoring
Developer Tools
Multi-tenancy

FAQs

A payouts platform that's self-explanatory. But just in case.

curl -X POST https://api.dots.dev/v2/users \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "first_name": "Jane",
    "last_name": "Doe",
    "email": "jane.doe@example.com",
    "phone_number": "+14155551234",
    "date_of_birth": "1990-01-15"
  }'